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- Title
Premium Financing: Practical Planning Considerations in the Current Environment.
- Authors
Vandenack, Matt
- Abstract
Despite sometimes being confused with less than reputable transactions, traditional, full-recourse premium financing continues to offer a viable funding option for large, permanent life insurance policies. Current low interest rates make premium financing potentially attractive, but tight credit and an uncertain economy pose challenges. This article focuses on practical issues and recent credit market developments while discussing potential advantages, primary transaction components, and risks. The article also discusses common financing strategies and a design approach that focuses on client circumstances and economic viewpoint to maximize potential benefits and manage risks.
- Publication
Journal of Financial Service Professionals, 2011, Vol 65, Issue 2, p38
- ISSN
1537-1816
- Publication type
Academic Journal