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- Title
Qualifying for a Home Mortgage in Today's Mortgage Environment.
- Authors
Rose, Clarence C.
- Abstract
This research study surveyed current financial publications and mortgage loan officers in order to examine the mortgage loan qualification standards currently in place by lending institutions in response to the subprime mortgage crisis. The minimum requirements for mortgage loan approval and the ideal requirements for obtaining the lowest available mortgage rate were examined. After review of the reported mortgage loan requirements, recommendations were developed to assist financial planners in helping future home buyers and existing homeowners who desire to refinance in overcoming the financial obstacles to qualifying for home mortgage financing.
- Publication
Journal of Financial Service Professionals, 2011, Vol 65, Issue 2, p70
- ISSN
1537-1816
- Publication type
Academic Journal